Jharkhand Swasthya Bima Yojana – Mukhyamantri Swasthya Bima Yojana Scheme 2017- 18 Jharkhand | How to Apply – Complete Details
The basic necessities of human beings at the very core are food, clothing, shelter, and healthcare. There is a substantial amount of population who earn barely enough to provide themselves with a one time meal on their table, in such families any sort of medication is often a little too much to afford.
The NDA Government of Jharkhand realized this and took the responsibility upon themselves to at least provide better medical services for these families and thus started the MukhyamantriSwasthyaBima Yojana.
Mukhyamantri Swasthya Bima Yojana Jharkhand
The MSYB is a health insurance scheme started by the Jharkhand government to provide an opportunity for better health facilities to the poor section of the society.
The scheme has to be launched on the 15th of November 2017 first coming in effect in the district of Ranchi.
This scheme tends to provide a cashless treatment for the less privileged. All the families that were benefiting from the National Food Security Act of Jharkhand are to receive the services of this scheme. As this is not the first time the government has started a health insurance scheme but what makes this different from the others is that this time around they have digitized the complete system making it much more transparent and leaving a very less scope for corruption. An efficient software has been designed to bring about the required transparency for the proper functioning of the scheme.
The scheme is to provide an annual sum of 30000 rupees to the underprivileged families of upto 5 members, apart from this a sum of 50000 rupees is to be provided for secondary care and in case of requirement of special care, the sum of 200000 rupees is to be provided.
All the government hospitals and almost all major private medical institutions are covered under this scheme, not only the hospitals in the state of Jharkhand but also the ones on near the border are covered under the scheme.
The complete process is cashless so that the poor do not have to pay any money the payment would be done simply by using a card that would be issued on applying successfully for the scheme.
Jharkhand Swasthya Bima Scheme (MSBY) – How to Apply | Application Form
The government has tried to make the application process simple and easy. Any citizen of the state can apply by simply visiting one of the enrollment centres. The government has made sure that every block has at least one of such enrollment centres.
The applicant has to visit any one of these enrollment centres and fill a form and provide the required documents to apply. After the form is successfully accepted, a Biometric Smart card would be issued within a period of 2 months which is to be used to get cashless treatment under this scheme.
Help and Support
Any doubts and queries about the scheme can be resolved by calling a toll-free number 104.
The card has an annual balance of 30000 which can be checked online by entering the UNR number on the card